Sample Auto Contract

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* New vehicle plans purchased are plans that have a term of 36 months or greater with mileage combinations of 50,000 miles or greater.
* Used vehicle plans purchased are plans that have a term of 48 months or less with mileage combinations of 48,000 miles or less.
* All vehicle plans require a mandatory "Waiting Period" before Coverage takes effect. The "Waiting Period" = 30 days and 1,000 miles from the Contract Purchase Date and Odometer Mileage at Contract Purchase Date. 30 days and 1,000 miles will be added to the term of Your Contract.

The definition of "We, Us and Our" used frequently throughout the Vehicle Service Contract is defined as a Butler Financial Solutions, L.L.C., 2300 Corperate Blvd., NW, Suite 214, Boca Raton, Florida 33431. Please refer to the Vehicle Service Contract for additional Definitions.
Our obligations under this Vehicle Service Contract are insured by a policy issued by Great American Insurance Company 49 East 4th Street, 9th Floor, Cincinnati, OH 45202. If a covered claim is not paid within sixty (60) days, after proof of loss has been filed, You may file a claim directly with the Insurance Company. Please call 1-888-876-1885 for instructions.



IMPORTANT INFORMATION YOU NEED TO KNOW

CUSTOMER SUPPORT NUMBER – Please see the box labeled Your Contract Number in the Registration Information. This is Your CUSTOMER SUPPORT NUMBER. Please refer to this number in any written or verbal communication, such as requesting information or filing a claim.

THINGS TO DO NOW

Verify Your Registration Information – The Registration Information must match your information and the coverage you intended to purchase, if not, please let us know immediately by e-mail at info@vikingwarranty.com, or by calling 800-240-2980.
Check Your Deductible – Please check the box labeled DEDUCTIBLE in Your Registration Information. A number should be written in the box, which identifies the portion of the covered repair You will be required to pay if You have a claim. If this box was left blank, contact US immediately.

THINGS YOU MUST DO THROUGHOUT THE TERM OF YOUR CONTRACT

Properly Maintain Your Vehicle and KEEP THE RECEIPTS – This Contract is only valid if Your Vehicle has been maintained in accordance with the manufacturer’s specifications. Keep copies of all receipts (oil changes, lubrication, etc.), as proof of maintenance will be required when You file a claim. SEE SECTION: "PROVISIONS OF THIS VEHICLE SERVICE CONTRACT" FOR SPECIFIC MAINTENANCE REQUIREMENTS.
OBTAIN APPROVAL PRIOR TO HAVING WORK PERFORMED THAT MAY BE COVERED BY THIS CONTRACT. If You believe the failure may be covered by this Contract, call the Administrator personally, or instruct the repair facility performing the work to call and Register the claim BEFORE THE WORK IS PERFORMED. SEE SECTION: "CONTRACT HOLDER’S GUIDE TO FILING A CLAIM".

DEFINITIONS

The following definitions apply to words frequently used in this Contract and appear in Bold Faced Type:
You, Your - Means the Contract Holder shown in the Registration Information or the person to whom this Contract was properly transferred.
We, Us, Our - Means the obligor of this Contract as stated in the Registration Information attached to this Contract.
Administrator – Means The Administrator as shown in the Registration Information.
Contract - Means this Vehicle Service Contract which You have purchased from Us to protect Your Vehicle.
Registration Information - Means the information regarding You, Your Vehicle, Coverage selected, and other vital information.
Schedule Of Coverages - Lists the Coverages provided to You for Your Vehicle under this Contract.
Coverage - Means the protection You have selected, as indicated in the Registration Information under "Your Contract Plan Coverage".
Your Vehicle - Means the vehicle which is described in the Registration Information.
Deductible - Means the amount You are required to pay, as shown in the Registration Information, for covered Breakdowns. Once a part is repaired or replaced under the terms of this Contract, there will be no Deductible for future repairs to that part.
Breakdown - Means the failure of a covered part under normal service. A covered part has failed when it can no longer perform the function for which it was designed solely because of its condition and not because of the action or inaction of any non-covered parts. Subsequent Damages resulting from the Breakdown of a covered part are covered by this Contract, except when You have failed to perform the recommended maintenance services for Your Vehicle.
Subsequent Damage – Means the direct or immediate damage to a non-covered part occurring as a singular event or failure originating with the failure of a covered part.
Consequential Damage – Means an event or damage that occurs separately as a consequence or result of the failure of a covered or non-covered part, such as, loss of time or use, inconvenience, commercial loss, personal injury or property damage.
Registered – Means a claim has been Registered only when the Administrator has been contacted and has issued a claim reference number.
Pre-existing – Means a condition that within all reasonable mechanical probability relates to the mechanical fitness of Your Vehicle prior to Contract issuance.
Commercial Use – Means vehicles used for Farming or Ranching, Route Work, Job-Site Activities, Service or Repair Work, Delivery of goods and Snow Removal (vehicle must be equipped with factory installed or factory authorized snowplow package). Usage must not exceed manufacturer’s ratings and/or limitations.

PROVISIONS OF THIS VEHICLE SERVICE CONTRACT

This CONTRACT is between US and YOU, and is subject to all the Terms and Conditions contained herein.

  1. CONTRACT PERIOD
    1. New Vehicle Plan expiration is measured in time/mileage from the Contract Purchase Date and zero (0) miles.
    2. Used Vehicle Plan is measured in time/mileage from the Contract Purchase Date and zero (0) miles.
    3. All Vehicle Plans requires a mandatory "Waiting Period" before Coverage takes effect. The "Waiting Period" = 30 days and 1,000 miles from the Contract Purchase Date and Odometer Mileage at Contract Purchase Date. 30 days and 1,000 miles will be added to the term of Your Contract.
  2. COVERAGE
  3. The Coverage afforded You for Your Vehicle is fully described in this Contract. Please see section: "Schedule Of Coverages" of this Contract.
  4. BREAKDOWN OF COVERED PARTS
  5. We will pay or reimburse You for reasonable costs to repair or replace any Breakdown of a part listed in the Schedule of Coverages. REPLACEMENT PARTS MAY BE NEW, REMANUFACTURED, INDEPENDENTLY MANUFACTURED/DISTRIBUTED OR OF LIKE KIND AND QUALITY.
  6. DEDUCTIBLE
  7. In the event of a Breakdown covered by this Contract, You may be required to pay a Deductible. No Deductible payment is required with respect to Rental, if provided by this Contract.
    If You have a Deductible as shown in the Registration Information, the Deductible amount will be applied on a repair visit basis. Should a covered Breakdown take more than one visit to repair, only one Deductible will apply for that Breakdown.
  8. TERRITORY
  9. This Contract applies only to Breakdowns that occur and repairs made within the United States of America and Canada.
  10. LIMITS OF LIABILITY
    1. Per Repair Visit - Our liability for any one (1) Repair Visit shall be the lesser of current NADA Used Car Guide (trade-in value) at the time of repair or $2500.
    2. Aggregate - The total of all claims and benefits paid or payable while this Contract is in force shall not exceed the price You paid for Your Vehicle (excluding tax, title and license fees).
  11. MAINTENANCE REQUIREMENTS
    1. You must have Your Vehicle checked and serviced in accordance with the manufacturer’s recommendations, as outlined in the Owner’s Manual. Your Owner’s Manual lists different servicing recommendations based on Your individual driving habits and climate conditions. You are required to follow the maintenance schedule that applies to Your conditions. Failure to follow the manufacturer’s recommendations that apply to Your specific conditions may result in the denial of Coverage. If an Owner’s Manual is not provided, You can contact the Administrator and the servicing recommendations will be provided to You.
    2. It is required that verifiable receipts be retained for the service work. Or, if You perform Your own service, You must retain verifiable receipts showing purchases of all required parts and materials necessary to perform the required maintenance showing the date and mileage when the services were performed. Maintenance and/or service work receipts will be requested by the Administrator.
  12. TRANSFER OF YOUR VEHICLE SERVICE CONTRACT
    1. Your Contract may be transferable to someone to whom You sell or otherwise transfer Your Vehicle while this Contract is still in force. This Contract cannot be transferred if the title transfer of Your Vehicle passes through an entity other than the subsequent buyer, or Your Vehicle is sold or traded to a dealership, leasing agency or entity/individual in the business of selling vehicles. This Contract can only be transferred once and the transfer must be initiated by the original Contract Holder.
    2. To transfer, the following must be submitted to the Administrator within 30 days of the change of ownership to a subsequent individual purchaser:
      1. A completed transfer form; with
      2. Name and Address of New owner, date of sale to new owner, current mileage; and
      3. $50.00 Transfer Fee made payable to the Administrator.
    3. Any remaining manufacturer’s warranty must also be transferred at the same time as vehicle ownership transfer. Copies of all maintenance records showing actual oil changes and manufacturers maintenance must be given to the new owner. These maintenance records must be retained along with similar documentation for future maintenance work which the new owner has performed in accordance with the Maintenance Requirements of this Contract. If necessary, these documents will be verified by the Administrator.
  13. OUR RIGHT TO RECOVER PAYMENT
  14. If You have a right to recover against another party for anything We have paid under this Contract, Your rights shall become Our rights. You shall do whatever is necessary to enable Us to enforce these rights. We shall recover only the excess after You are fully compensated for Your loss.
  • FINANCIAL AGREEMENTS
  • If this Contractwas financed (purchased on a payment plan) by a funding party, they shallbe entitled to any refund(s) resulting from cancellation of this Contract for any reason including repossession of Your Vehicle, or total loss of Your Vehicle. Failure to make monthly payments in a timely manner may result in cancellation of this Contract and no refund will be due. Should a claim arise before the Contract is paid in full, the balance owed will be deducted from the claim payment.

    CANCELLATION OF YOUR CONTRACT

      1. You may cancel this Contract by contacting the Administrator. An odometer statement indicating the odometer reading on the date of the request will be required.
      2. We may cancel this Contract for non-payment of the Contract charge, or for misrepresentation in the submission of a claim. We may cancel this Contract if Your Vehicle is found to be modified in a manner not recommended by the manufacturer, or Your Vehicle is found to be used as a Commercial vehicle and the applicable surcharge has not been marked in the Registration Information and payment has not been received for this surcharge.
      3. If this Contract is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Contract charge paid. If this Contract is cancelled after the first sixty (60) days or a claim has been filed, We will refund an amount of the Contract charge according to the pro-rata method reflecting the greater of the days in force or the miles driven based on the term/miles selected and the date Coverage begins, less a twenty five ($25.00) dollar administrative fee. In the event of cancellation, the lienholder, if any, will be named on a cancellation refund check as their interest may appear. Where permitted, the total amount of all authorized claims will be deducted from all refunds.

    CONTRACT HOLDER’S GUIDE TO FILING A CLAIM

    1. IF YOUR VEHICLE INCURS A BREAKDOWN, YOU MUST TAKE THE FOLLOWING STEPS TO FILE A CLAIM:
      1. Prevent Further Damage - Take immediate action to prevent further damage. This Contract will not cover the damage caused by not securing a timely repair when a Breakdown has occurred. The operator is responsible for observing vehicle warning lights and gauges, and taking appropriate action immediately. Failure to do so, may result in the denial of Coverage.
      2. Take Your Vehicle to a Licensed Repair Facility - If Your Vehicle breaks down, take Your Vehicle to any licensed repair facility (You may contact the Administrator for help in locating a repair facility).
      3. Provide Repair Facility with a copy of Your Contract and/or Your Contract Number.
      4. Register repairs with the Administrator - Prior to any repair being made, instruct the Service Manager at the repair facility to contact the Administrator to Register the claim. Any claim for repairs that covered except as provided under Emergency Repairs. The amount Registered with the Administrator is the maximum amount that will be paid for repairs covered under the terms of the Contract. Any additional amount must be Registered with the Administrator, prior to submitting the claim for payment.
      5. Authorize Teardown and/or Inspection - In some cases, You may need to authorize the repair facility to inspect and/or teardown Your Vehicle in order to determine the cause and cost of the repair. You will be responsible for these charges if the failure is not covered under this Contract. We reserve the right to require an inspection of Your Vehicle prior to any repair being made.
      6. Review Coverage - After the Administrator has been contacted, review with the Service Manager what will be covered by this Contract.
      7. Pay any applicable Deductible - We will reimburse the repair facility or You for the cost of the work performed on Your Vehicle that is covered by this Contract and previously authorized, less the Deductible (if any). Once authorization is obtained, and the repair is completed, all repair orders and documentation must be submitted to the Administrator within sixty (60) days (365 days in Wisconsin), (as soon as reasonably possible in Utah), to be eligible for payment.
      8. Emergency Repairs - Should an emergency occur which requires a Breakdown repair be made at a time when, the Administrator’s office cannot be contacted, You must call the Administrator’s office within five (5) business days from the date of repair, (as soon as reasonably possible in Utah), to determine if such repair will be covered by this Contract. If covered, You will be reimbursed for the repair.
    2. IF YOUR VEHICLE BREAKS DOWN ON THE ROAD:
    3. Follow the same steps as above. If necessary, the repair facility will be paid, less Your Deductible (if any), by the Administrator’s national charge card system (MasterCard or VISA) on Your behalf. In some case, You may need to pay the repair bill in full. If so, You will be reimbursed for the Registered amount of the repair, less Your Deductible (if any). If You have any questions regarding claim procedures or Coverages, please call the Administrator at the number below and ask for a Customer Support Representative:

    Viking Warranty
    P.O. Box 1039
    Bedford, TX 76095
    Customer Service/Claims (888) 876-1885
    Available 24 hrs/day–365 days/year
    FOR YOUR ROAD CLUB SERVICES YOU MUST CALL 1-866-784-0517

    SERVICE MANAGER’S GUIDE TO FILING A CLAIM

    1. Advise Contract Holder – That evaluating the cause of the failure does not mean that the failure is covered under this Contract. All covered repairs must be Registered with the Administrator.
    2. Contract Holder’s Approval for Evaluation – Obtain approval from the Contract Holder to inspect and/or teardown vehicle to determine cause and cost of repair. Save all components including fluids and filters, in the event the Administrator requires an inspection. Inform the Contract Holder that the cost of the teardown will not be paid if the failure of the component disassembled is not covered under the Contract.
    3. Cause, Cure and Cost – Assess the problem(s), cause, cure of the failure and cost of the repairs.
        NOTE: Any major component failure that has a verifiable complaint, i.e., slipping transmission, knocking engine, etc., should be called in prior to any teardown.
    4. Registerthe Repair with the AdministratorCall the Administrator’s Service Manager’s Support representative at (888) 876-1885 to Register the claim. Please have the following items ready when you place the call:
      1. Customer’s Contract Number
      2. Cause of Failure and Cure
      3. Cost of the Repair
      4. Factory Part Number(s)
    5. The Support Representative will verify the Coverage and
      1. Register Claim – The Administrator will Register the claim by issuing a Reference Number. Record this Reference Number on the Repair Order. The Registered claim amount is the maximum that will be paid. Any additional amounts must be Registered with the Administrator, prior to submitting the claim for payment. When You call in to Register the claim, We will adjust the labor hours according to a nationally recognized labor time guide, e.g. Factory, Motors, Mitchell, or All-Data.
        OR
      2. Request Additional Evaluation – Request further evaluation, teardown or outside inspection.
        1. Inspection – The Administrator reserves the right to require an inspection of the vehicle prior to any repair being accomplished. Diagnostic procedures not associated with the teardown are not covered.
        2. Teardown – If a teardown is necessary in order to determine the cause of failure, the Contract Holder must approve the teardown. Please advise the Contract Holder that, if the component disassembled is not covered, then the Contract Holder must pay for the teardown.
          Listed below is the Inspection Teardown Policy:
        1. Save all components, including fluids and filters, that need to be inspected. We may require covered components to be retained for Our disposal.
        2. The Support Representative will arrange for inspection.
        3. If not visited within 48 hours, call the Support Representative.
        OR
      3. Deny Claim – Deny the request and issue a Reference Number.
    6. Review Repairs with Contract Holder – After the Administrator has been contacted, review with the Contract Holder what will be covered by the Contract and what portions of the repairs, if any, will not be covered.
    7. Contract Holder’s Approval for Repairs – Obtain the Contract Holder’s approval to complete the repairs. All repair orders must have customer’s signature.
    8. Submit Repair Orders for Payment – All repair orders and documentation must be submitted to the Administrator, at the address noted under “Contract Holder’s Guide to Filing A Claim” within sixty (60) days.

    SCHEDULE OF COVERAGES

    USED COVERAGE 1-11 (UNS)

    (for Used Vehicle Plans only)

    1. ENGINE - engine block; cylinder head(s); cylinder barrels; timing cover; valve cover(s) and oil pan are covered only if damaged by the failure of an internal lubricated part listed below. The following internal lubricated parts are covered: pistons; wrist pins and rings; connecting rods and bearings; crankshaft and bearings; camshaft; lifters; followers and cam bearings; rocker arms; push rods; shafts and bushings; valves; springs; replaceable guides; seats; timing gear and chain; timing chain or belt and tensioner; eccentric shaft; oil pump; water pump; intake and exhaust manifolds; engine mounts and cushions; engine torque strut; harmonic balancer; flywheel/flex plate and ring gear; all pulleys; dip stick and filler tube. Also covered are the internal lubricated parts of the vehicle manufacturer installed turbocharger or supercharger. The housing is only covered by the failure of an internal lubricated part. For vehicles with rotary engines the following is covered: rotary chamber; main bearing; rotor; and the parts listed above.
    2. TRANSMISSION - transmission case; transfer case and torque converter case are covered only if damaged by the failure of an internal lubricated part. All parts contained within the case including the following internal lubricated parts are covered: oil pump; valve body; governor; vacuum modulator; internal linkage; bearings; gear sets; bands; main shaft; drum; sealing rings; dip stick and filler tube.
    3. DRIVE AXLE - differential housing; transaxle housing and final drive housing only if damaged by the failure of an internal lubricated part. All parts contained within the housing including the following internal lubricated parts are covered: axle shafts; gear sets; bearings; constant velocity joints (CV); universal joints; drive shaft; locking hubs and rings; supports and retainers.
    4. ELECTRICAL - starter and solenoid; alternator; voltage regulator; distributor; engine compartment wiring harness; wiper motors; wiper switch; analog gauges; window motors; power window switches; defroster switch; mirror motors and controls; seat motors; power seat switches; convertible top motor and switch; power door lock actuators and switches; cruise control-transducer, servo and engagement switch; combination turn signal switch, horn(s); wiper delay switch and controller; washer pump; sun/moon roof motor and manual switch; front differential engagement switch and motor.
    5. STEERING - gear housing is covered only if damaged by the failure of an internal lubricated part. All parts contained within the steering rack/gear housing are covered including the following: rack and pinion; power steering pump; power cylinder; main and intermediate shafts; couplings; cooler and cooler hard lines; pitman arm; idler arm; tie rod ends.
    6. AIR CONDITIONING - compressor; clutch; clutch coil; and clutch pulley; condenser; evaporator; expansion valve; temperature control programmer; idler pulley and bearing; high/low cut off switch; pressure cycling switch. The following parts are also covered if they are required in connection with the repair of covered part listed above: accumulator/drier; orifice tube.
    7. SUSPENSION - upper and lower control arms; shafts and bushings; upper and lower ball joints; steering knuckles; wheel bearings; stabilizer shaft; linkage and bushings; king pins and bushings; spindle and support; torsion bars; leaf springs; coil springs.
    8. BRAKES - master cylinder; power assist-booster pump; vacuum assist booster; wheel cylinders; combination valve (proportioning valve); steel hydraulic lines and fittings; brake calipers and rear actuators; backing plates; springs; clips; self adjusters; parking brake linkage and cables.
    9. ELECTRONIC HIGH TECH - suspension level control compressor; height sensor and limiter valve; pneumatic suspension pump; sensors and valves; ignition module; knock sensor; vehicle manufacturer installed combination entry system. The following ABS parts are also covered: wheel speed sensors; hydraulic pump/motor and electronic control module.
    10. SEALS AND GASKET COVERAGE - All seals and gaskets for the specific covered components listed under Engine; Transmission; Drive Axle and Air Conditioning are covered unless the cause of failure is the result of overheating; lack of lubrication; or lack of necessary fluids.
    11. TAXES AND FLUIDS - State and local taxes where applicable and fluids to complete a covered repair.



    NEW COVERAGE 1-14 (NCS)

    (for New Vehicle Plans only)

    1. FUEL DELIVERY - mechanical and electrical fuel pump; fuel injection pump or diesel fuel distributor; fuel tank; metal fuel lines; throttle position sensor; idle air control actuator and powertrain control module.
    2. HEATING / COOLING - radiator and mounting brackets; fan blade; fan clutch; electric fan motor(s); coolant recovery unit; heater core.
    3. BODY & INTERIOR - bumper energy absorbers; hood latch and cable; trunk latch assembly; door latches and hinges; seat tracks; shift lever mechanism and cable; glove box, glove box hinge and latch; cigarette lighter; ashtray; vehicle manufacturer supplied jack assembly.



    BENEFITS

    (for All Vehicle Plans)

    1. RENTAL - In the event of a Breakdown covered by this Contract, Our Administrator will reimburse You for actual expenses incurred for substitute transportation at the maximum daily rate of $30 per day, not to exceed 5 days. One day’s rental shall be allowed for each eight (8) hours, or portion thereof, of actual repair labor time as listed in a nationally recognized labor time standard. If a physical inspection of Your vehicle is required prior to claim authorization, and You have a covered Breakdown, We will allow one additional day of rental reimbursement. A substitute vehicle must be rented from a licensed rental agency.


    2. SURCHARGED OPTIONAL COVERAGE

      COMMERCIAL USE - If the Contract Registration Page shows that You purchased the Commercial Use option, see Commercial Use Definition for specific usage.

      EXCLUSIONS

      This Vehicle Service Contract Provides No Coverage or Benefits:
      1. FOR ANY PART NOT SPECIFICALLY LISTED IN THE SCHEDULE OF COVERAGES, OR FOR ULTIMATE COVERAGE, ANY OF THE FOLLOWING PARTS: CARBURETOR, BATTERY AND BATTERY CABLE/HARNESS, STANDARD TRANSMISSION CLUTCH ASSEMBLY, FRICTION CLUTCH DISC AND PRESSURE PLATE, DISTRIBUTOR CAP AND ROTOR, SAFETY RESTRAINT SYSTEMS (INCLUDING AIR BAGS), GLASS, LENSES, SEALED BEAMS, LIGHT BULBS, FUSES, CIRCUIT BREAKERS, CELLULAR PHONES, TELEVISION/VCR/DVD PLAYERS, GAME CENTERS, AM/FM RADIO/CASSETTE/CD PLAYERS, SPEAKERS, AUDIO/VIDEO EQUIPMENT, ALL TOUCH SCREEN AND/OR VOICE ACTIVATED ACCESSORIES INCLUDING RELATED DISPLAY SCREENS AND HEADS UP DISPLAYS ON WINDSHIELDS, ELECTRONIC TRANSMITTING/RECEIVING DEVICES, GLOBAL POSITIONING SYSTEMS, VOICE RECOGNITION SYSTEMS, REMOTE CONTROL CONSOLES, RADAR DETECTION DEVICES, BRAKE ROTORS AND DRUMS, ALL EXHAUST COMPONENTS, AND THE FOLLOWING EMISSION COMPONENTS: EGR PURGE VALVE/SOLENOIDS/SENSORS, VACUUM CANISTER, VAPOR RETURN CANISTER, VAPOR RETURN LINES/VALVES, AIR PUMP/LINES/VALVES, CATALYTIC CONVERTER/FILTERING/SENSORS, EMISSION VAPOR SENSORS, GAS CAP/FILLER NECK, WEATHER STRIPS, TRIM, MOLDINGS, BRIGHT METAL CHROME, UPHOLSTERY AND CARPET, PAINT, OUTSIDE ORNAMENTATION, BUMPERS, BODY SHEET METAL AND PANELS, FRAME AND STRUCTURAL BODY PARTS, VINYL AND CONVERTIBLE TOPS, ANY CONVERTIBLE TOP ASSEMBLIES, HARDWARE OR LINKAGES, TIRES, WHEEL/RIMS. EXTERNAL NUTS, BOLTS AND FASTENERS ARE NOT COVERED UNLESS SPECIFICALLY LISTED IN THE SCHEDULE OF COVERAGES (EXCEPT WHERE REQUIRED IN CONJUNCTION WITH A COVERED REPAIR).
      2. FOR MAINTENANCE SERVICES AND PARTS DESCRIBED IN YOUR VEHICLE’S OWNER’S MANUAL AS SUPPLIED BY THE MANUFACTURER AND OTHER NORMAL MAINTENANCE SERVICES AND PARTS WHICH INCLUDE, BUT ARE NOT LIMITED TO: ALIGNMENTS, ADJUSTMENTS, WHEEL BALANCING, TUNE-UPS, SPARK PLUGS, SPARK PLUG WIRES, GLOW PLUGS, HOSES (UNLESS LISTED AS SPECIFIC COVERED PARTS), DRIVE BELTS, BRAKE PADS, BRAKE LININGS/SHOES, AND WIPER BLADES. FILTERS, LUBRICANTS, COOLANTS, FLUIDS AND REFRIGERANTS WILL BE COVERED ONLY IF REPLACEMENT IS REQUIRED IN CONNECTION WITH A BREAKDOWN.
      3. FOR ANY DAMAGE AND/OR BREAKDOWN RESULTING FROM COLLISION, ROAD HAZARD, FIRE, THEFT, VANDALISM, RIOT, EXPLOSION, LIGHTNING, EARTHQUAKE, FREEZING, RUST OR CORROSION, WINDSTORM, HAIL, WATER OR FLOOD, ACTS OF GOD, SALT, ENVIRONMENTAL DAMAGE, CHEMICALS, CONTAMINATION OF FLUIDS, FUELS, COOLANTS OR LUBRICANTS.
      4. FOR ANY BREAKDOWN CAUSED BY MISUSE, ABUSE, NEGLIGENCE, LACK OF NORMAL MAINTENANCE REQUIRED BY THE MANUFACTURER’S MAINTENANCE SCHEDULE FOR YOUR VEHICLE, OR IMPROPER SERVICING OR REPAIRS SUBSEQUENT TO PURCHASE. FOR ANY BREAKDOWN CAUSED BY CONTAMINANTS RESULTING FROM YOUR FAILURE TO PERFORM RECOMMENDED MAINTENANCE SERVICES, OR FAILURE TO MAINTAIN PROPER LEVELS OF LUBRICANTS AND/OR COOLANTS, OR FAILURE TO PROTECT YOUR VEHICLE FROM FURTHER DAMAGE WHEN A BREAKDOWN HAS OCCURRED OR FAILURE TO HAVE YOUR VEHICLE TOWED TO THE SERVICE FACILITY WHEN CONTINUED OPERATION MAY RESULT IN FURTHER DAMAGE. CONTINUED OPERATION INCLUDES YOUR FAILURE TO OBSERVE WARNING LIGHTS, GAUGES, OR ANY OTHER SIGNS OF OVERHEATING OR COMPONENT FAILURE, SUCH AS FLUID LEAKAGE, SLIPPING, KNOCKING, OR SMOKING, AND NOT PROTECTING YOUR VEHICLE BY CONTINUING TO DRIVE CREATING DAMAGE BEYOND THE INITIAL FAILURE.
      5. FOR ANY REPAIR OR REPLACEMENT OF ANY COVERED PART IF A BREAKDOWN HAS NOT OCCURRED OR IF THE WEAR ON THAT PART HAS NOT EXCEEDED THE FIELD TOLERANCES ALLOWED BY THE MANUFACTURER. ANY PART THAT A REPAIR FACILITY OR MANUFACTURER RECOMMENDS OR REQUIRES THAT IT BE REPLACED OR REPAIRED OR IS AN UPDATE, AND IS NOT A BREAKDOWN IS YOUR RESPONSIBILITY AND EXPENSE.
      6. IF ANY ALTERATIONS HAVE BEEN MADE TO YOUR VEHICLE OR YOU ARE USING OR HAVE USED YOUR VEHICLE IN A MANNER NOT RECOMMENDED BY THE MANUFACTURER, INCLUDING BUT NOT LIMITED TO, THE FAILURE OF ANY CUSTOM OR ADD-ON PART, ALL FRAME OR SUSPENSION MODIFICATIONS, LIFT KITS, ANY TIRE THAT IS NOT RECOMMENDED BY THE ORIGINAL MANUFACTURER IF IT CREATES AN ODOMETER/SPEEDOMETER VARIANCE OF GREATER THAN 4%, TRAILER HITCHES. ALSO NOT COVERED ARE ANY EMISSIONS AND/OR EXHAUST SYSTEMS MODIFICATIONS, ENGINE MODIFICATIONS, TRANSMISSION MODIFICATIONS, AND/OR DRIVE AXLE MODIFICATIONS, WHICH INCLUDES ANY PERFORMANCE MODIFICATIONS.
      7. IF YOUR ODOMETER HAS CEASED TO OPERATE AND ODOMETER REPAIRS HAVE NOT BEEN MADE IMMEDIATELY, OR THE ODOMETER HAS BEEN ALTERED IN ANY WAY SUBSEQUENT TO PURCHASE, OR IF YOUR VEHICLE HAS EVER BEEN A TOTAL LOSS, SALVAGED, REBUILT OR IS A GREY MARKET VEHICLE.
      8. FOR ANY LIABILITY FOR PROPERTY DAMAGE, OR FOR INJURY TO OR DEATH OF ANY PERSON ARISING OUT OF THE OPERATION, MAINTENANCE OR USE OF YOUR VEHICLE DESCRIBED IN THIS CONTRACT, WHETHER OR NOT RELATED TO THE PARTS COVERED. FOR LOSS OF USE, TIME, PROFIT, INCONVENIENCE, OR ANY OTHER CONSEQUENTIAL LOSS (EXCEPT AS MAY OTHERWISE BE PROVIDED UNDER THE SCHEDULE OF COVERAGES), INCLUDING ANY CONSEQUENTIAL DAMAGE TO A NON-COVERED PART THAT RESULTS FROM A BREAKDOWN.
      9. WHEN THE RESPONSIBILITY FOR THE REPAIR IS COVERED BY AN INSURANCE POLICY, MANUFACTURER AND/OR DEALER CUSTOMER ASSISTANCE PROGRAM, OR ANY WARRANTY FROM THE MANUFACTURER, SUCH AS EXTENDED DRIVE TRAIN, MAJOR COMPONENT OR FULL COVERAGE WARRANTIES (REGARDLESS OF THE REMAINING MANUFACTURER’S WARRANTY WHEN YOU PURCHASED THIS CONTRACT), OR A REPAIRER’S GUARANTEE/WARRANTY. FURTHER, COVERAGE UNDER THIS CONTRACT IS SIMILARLY LIMITED IN THE EVENT OF A BREAKDOWN IF THE MANUFACTURER HAS ANNOUNCED ITS RESPONSIBILITY THROUGH ANY MEANS, INCLUDING PUBLIC RECALLS AND FACTORY SERVICE BULLETINS.
      10. IF YOUR VEHICLE IS USED FOR TOWING (UNLESS YOUR VEHICLE IS EQUIPPED WITH FACTORY INSTALLED OR FACTORY AUTHORIZED TOW PACKAGE), OR IS USED AS A COMMERCIAL UNIT (UNLESS APPROPRIATE SURCHARGE IS MARKED ON REGISTRATION PAGE AND ONLY AS DEFINED UNDER “DEFINITIONS”, “COMMERCIAL USE”), OR IS USED FOR RENTAL, TAXI, LIMOUSINE OR SHUTTLE, TOWING/WRECKER SERVICE, DUMPING (DUMP BEDS), CHERRY PICKERS, LIFTING OR HOISTING, POLICE OR EMERGENCY SERVICE, PRINCIPALLY OFF-ROAD USE, PREARRANGED OR ORGANIZED RACING OR COMPETITIVE DRIVING.
      11. FOR ANY PRE-EXISTING CONDITION KNOWN TO YOU OR FOR ANY BREAKDOWN OCCURRING BEFORE COVERAGE TAKES EFFECT OR PRIOR TO THE CONTRACT PURCHASE DATE, OR IF THE INFORMATION PROVIDED BY YOU, OR THE REPAIR FACILITY CANNOT BE VERIFIED AS ACCURATE OR IS FOUND TO BE DECEPTIVELY INACCURATE.
      12. FOR BREAKDOWNS THAT OCCUR AND/OR REPAIRS MADE OUTSIDE OF THE UNITED STATES OF AMERICA AND CANADA.
      13. FOR DIAGNOSTIC AND/OR TEARDOWN PROCEDURES THAT ARE NOT LISTED, OR ARE IN EXCESS OF THE TIMES LISTED IN THE CURRENT YEAR’S NATIONAL FLAT RATE HOURLY GUIDE IN CONJUNCTION WITH A COVERED REPAIR.


      ROAD CLUB MEMBERSHIP SERVICES

      Please note, this is not a reimbursement program. These services are provided, independent of t

      GEORGIA

      Our obligations under this Service Contract are insured by a policy issued by the Insurance Company as stated in the Registration information. If a covered claim is not paid within sixty (60) days after proof of loss has been filed, You may file a claim directly with the Insurance Company.
      EXCLUSIONS SECTION - Item D. is deleted and replaced with the following:
      1. For any Breakdown caused by misuse, abuse, negligence, lack of normal maintenance required by the manufacturer’s maintenance schedule for Your Vehicle, or improper servicing or repairs subsequent to purchase. For any Breakdown caused by contaminants resulting from Your failure to perform recommended maintenance services, or failure to maintain proper levels of lubricants and/or coolants, or failure to protect Your Vehicle from further damage when a Breakdown has occurred or failure to have Your Vehicle towed to the service facility when continued operation may result in further damage.
      Item G. is deleted and replaced with the following:
      1. If, while owned by You, Your odometer has ceased to operate and odometer repairs have not been made immediately, or the odometer has been altered in any way subsequent to purchase, or if Your Vehicle has ever been a total loss, salvaged, rebuilt or is a grey market vehicle.
      Item K. is deleted and replaced with the following:
      1. For any Pre-existing condition known to you or for any Breakdown occurring before Coverage takes effect or prior to the Contract purchase date, or if the information provided by You, or the repair facility cannot be verified as accurate or is found to be deceptively inaccurate.
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION - Item b. is deleted and replaced with the following:
      1. The cancellation shall be in writing and shall not be less than 30 days from the date of mailing or delivery in person of such notice of cancellation.
      Item d. is deleted and replaced with the following:
      1. If this Contract is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Contract charge paid. If this Contract is cancelled after the first sixty (60) days or a claim has been filed, We will refund an amount of the Contract charge according to the pro-rata method reflecting the greater of the days in force or the miles driven based on the term of the plan selected and the date Coverage begins. An administration fee of 10% of the pro-rata refund amount will be applied if this Contract is cancelled by You. In the event of cancellation, if this Contract is financed, the lienholder, if any, will be named on a cancellation refund check as their interest may appear. If You have cancelled this Contract and have not received the refund from Us or the Administrator within sixty (60) days of such cancellation, You may contact the Insurance Company identified in the Registration Information. The total amount of all authorized claims will be deducted from all refunds.

      HAWAII

      DEFINITIONS SECTIONS – The definition of Breakdown is deleted and replaced with the following:
      Breakdown – Means the failure of a covered part under normal service due to defects in material and workmanship. A covered part has failed when it can no longer perform the function for which it was designed solely because of its condition and not because of the action or inaction of any non–covered parts.
      Hawaii Revised Statutes requires an automobile dealer to provide a warranty covering certain classes of used motor vehicles as follows:
      Used vehicles with less than 25,000 miles at the time of sale
        Provides Coverage for 90 days or 5,000 miles, whichever occurs first.
      Used vehicles with 25,000 miles or more but less than 50,000 miles at the time of sale
        Provides Coverage for 60 days or 3,000 miles, whichever occurs first.
      Used vehicles with 50,000 miles or more but not more than 75,000 miles at the time of sale
        Provides Coverage for 30 days or 1,000 miles, whichever occurs first.
      The vehicle You have purchased may be covered by this law. If so, the following is added to this Contract: In addition to the dealer warranty required by this law, You have elected to purchase this Contract, which may provide You with additional protection during the dealer warranty period and provides protection after the dealer warranty has expired. You have been charged separately only for this Contract. The required dealer warranty is provided free of charge. Furthermore, the definitions, Coverages and exclusions stated in this Contract apply only to this Contract and are not the terms of the required dealer warranty.
      ROAD CLUB MEMBERSHIP SERVICES - Road Hazard Tire Service is not available.

      IDAHO

      Notice – Coverage afforded under this Contract is not guaranteed by the Idaho Insurance Guarantee Association.

      ILLINOIS

      EXCLUSIONS SECTION - Item E. is amended to read:
      1. For any repair or replacement of any covered part if a Breakdown has not occurred. A gradual reduction in operating performance due to wear and tear does not constitute a Breakdown.
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION – Item c. is deleted and replaced with the following:
      1. If this Contract is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Contract charge paid. If this Contract is cancelled after the first (60) days or a claim has been filed, We will refund an amount of the Contract charge according to the pro-rata method reflecting the greater of the days in force or the miles driven based on the term of the plan selected and the date Coverage begins. The Vehicle Service Contract provider may retain a cancellation fee not to exceed the lesser of 10% of the Vehicle Service Contract price or fifty dollars ($50). In the event of a cancellation, the lienholder, if any, will be named on a cancellation refund check as their interest may appear. The total amount of all authorized claims will be deducted from all refunds.
      LIMITS OF LIABILITY - Item b. Aggregate is amended to read as follows:
      1. Aggregate - The total of all claims and benefits paid of payable while this Contract is in force shall not exceed the Actual Cash Value for Your Vehicle (excluding tax, title and license fees).

      INDIANA

      Your proof of payment to the issuing dealer for this Contract shall be considered proof of payment to the Insurance Company which guarantees Our obligations to You, providing such insurance was in effect at the time You purchased this Contract.

      IOWA

      If You have any questions regarding this Contract, You may contact the Administrator by mail or by phone. Refer to the Registration Information for the Administrator’s address and toll free telephone number. Iowa residents only may also contact the Iowa Insurance Commissioner at the following address: Iowa Insurance Department, 6th floor, Lucas State Office Building, Des Moines, Iowa 50319.

      MASSACHUSETTS

      NOTICE TO CUSTOMER: PURCHASE OF THIS CONTRACT IS NOT REQUIRED IN ORDER TO REGISTER OR FINANCE A VEHICLE. THE BENEFITS PROVIDED MAY DUPLICATE EXPRESS MANUFACTURER’S OR SELLER’S WARRANTIES THAT COME AUTOMATICALLY WITH EVERY SALE. THE SELLER OF THIS COVERAGE IS REQUIRED TO INFORM YOU OF ANY WARRANTIES AVAILABLE TO YOU WITHOUT THIS CONTRACT.
      Chapter 90, Section 7N 1/4 of Massachusetts General Laws requires an automobile dealer to provide a warranty covering certain classes of used motor vehicles as follows:
      Used vehicles with less than 40,000 miles at the time of sale
        Provides Coverage for 90 days or 3,750 miles, whichever occurs first.
      Used vehicles with 40,000 miles or more but less than 80,000 miles at the time of sale
        Provides Coverage for 60 days or 2,500 miles, whichever occurs first.
      Used vehicles with 80,000 miles or more but less than 125,000 miles at the time of sale
        Provides Coverage for 30 days or 1,250 miles, whichever occurs first.
      The vehicle You have purchased may be covered by this law. If so, the following is added to this Contract: In addition to the dealer warranty required by this law, You have elected to purchase this Contract, which may provide You with additional protection during the dealer warranty period and provides protection after the dealer warranty has expired. You have been charged separately only for this Contract. The required dealer warranty is provided free of charge. Furthermore, the definitions, Coverages and exclusions stated in this Contract apply only to this Contract and are not the terms of the required dealer warranty.

      MINNESOTA

      The Coverages listed below are provided to You by the dealer at no charge as required by Minnesota Statute 325F.662. The term of the required warranty is based on the mileage at the time of sale as follows:
      Used vehicles with less than 36,000 miles at the time of sale
        Provides Coverage for 60 days or 2,500 miles, whichever occurs first.
      Used vehicles with 36,000 miles or more but less than 75,000 miles at the time of sale
        Provides Coverage for 30 days or 1,000 miles, whichever occurs first.
      Engine: Lubricated Parts; Intake Manifolds; Engine Block; Cylinder Heads; Rotary Engine Housings; and Ring Gear; Water Pump; Externally Mounted Mechanical Fuel Pump; Radiator; Alternator; Generator; and Starter. Transmission: Case; Internal Parts; Torque Converter; or, the Manual Transmission Case and Internal Parts. Drive Axle: Axle Housings and Internal Parts; Axle Shafts; Drive and Output Shafts; and Universal Joints; but excluding the Secondary Drive Axle on vehicles other than passenger vans, mounted on a truck chassis. Brakes: Master Cylinder; Vacuum Assist Booster; Wheel Cylinders; Hydraulic Lines and Fittings; and Disc Brake Calipers. Steering: Gear Housing and all Internal Parts; Power Steering Pump; Valve Body; Piston; and Rack. Note: The following parts are covered only on vehicles with less than 36,000 miles: Steering Rack; Radiator; Alternator; Generator; and Starter.
      The above Coverages are excluded from this Contract during the applicable warranty period, unless the dealer becomes unable to meet its obligations. Your rights and obligations are fully explained in the dealer issued used vehicle limited warranty document.
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION – Item c. is amended by adding the following:
      1. If You have cancelled this Contract and have not received the refund from Us or the Administrator within sixty (60) days of such cancellation, You may contact the Insurance Company identified in the Registration Information.
      Definition: "Pre-existing" is not applicable to Minnesota residents.
      EXCLUSIONS SECTION - Items G. and K. are deleted in their entirety and replaced by the following:
      1. If Your odometer has ceased to operate and odometer repairs have not been made immediately, or the odometer has been altered in any way subsequent to purchase.
      1. For any Breakdown occurring before Coverage takes effect or prior to the Contract purchase date, or if the information provided by You, or the repair facility cannot br verified as accurate or is found to be deceptively inaccurate.

      Coverage exclusion for Breakdowns caused by rust, corrosion, sludge build up damage to a covered part by a non-covered part does not apply to Minnesota residents.
      EXCLUSIONS SECTION - Item H. is deleted in its entirety and replaced by the following:
      H. IF YOUR ODOMETER HAS CEASED TO OPERATE AND ODOMETER REPAIRS HAVE NOT BEEN MADE IMMEDIATELY, OR THE ODOMETER HAS BEEN ALTERED IN ANY WAY SUBSEQUENT TO PURCHASE.
      Coverage
      exclusion for Breakdowns caused by rust, corrosion, sludge build up or damage to a covered part by a non-covered part does not apply to Minnesota residents.

      NEVADA

      This Service Contract is not renewable. The provisions of this Contract apply only to the original purchaser of the Service Contract.
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION – Items b. and c. are DELETED and REPLACED with the following:
      1. We may cancel this Contract within 70 days from the date of purchase for any reason. After 70 days, We may only cancel this Service Contract for fraud, material misrepresentation, nonpayment by You or a substantial breach of duties by You relating to the covered property or its use. We may cancel this Contract if Your Vehicle is found to be modified in a manner not recommended by the manufacturer, or if Your Vehicle is found to be used as a Commercial vehicle and the applicable surcharge has not been marked in the Registration Information, and payment has not been received for this surcharge. If We cancel Your Contract, You will be entitled to a refund on the unearned Contract fee according to the pro-rata method reflecting the greater of the days in force or the miles driven based on the term/miles selected and the date Coverage begins, no administrative fee will be deducted. In the event We cancel this Contract, written notice will be sent to your last known address at least 15 days prior to cancellation with the effective date of the cancellation.
      2. You may cancel this Contract at anytime. If You have made no claim and Your request for cancellation is within 30 days, the full price You paid for the Service Contract will be refunded and no administrative fee will be deducted. If You have made a claim under the Contract, or if Your request is beyond the first 30 days, We will refund to You an amount based on the pro-rata method, less a $25.00 administrative fee. If Your Contract was financed, the outstanding balance will be deducted from any refund, however, You will not be charged for claims paid or repair service fees. If You cancel this Contract and the refund is not processed within 45 days, a 10% penalty will be added to the refund for every 30 days the refund is not paid. The total amount of all authorized claims will be deducted from all refunds.
      Road Club Membership Services are provided by Brickell Financial Services Motor Club, Inc. dba Road America Motor Club with additional offices at 6100 Neil Road, Suite #500, Reno, Nevada 89511. County of Washoe.

      NEW HAMPSHIRE

      PROVISIONS OF THIS VEHICLE SERVICE CONTRACT SECTION - Item b. is deleted and replaced with the following:
      1. To transfer, the following must be submitted to the Administrator within 30 days of the change of ownership to a subsequent individual purchaser:
        Original Contract and Registration Information; and name and address of new owner, date of sale to new owner, current mileage.
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION - Item c. is deleted and replaced with the following:
      1. If this Contract is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Contract charge paid. If this Contract is cancelled after the first sixty (60) days or a claim has been filed, We will refund an amount of the Contract charge according to the pro-rata method reflecting the greater of the days in force or the miles driven based on the term of the plan selected and the date Coverage begins. In the event of cancellation, the lienholder, if any, will be named on a cancellation refund check as their interest may appear. The total amount of all authorized claims will be deducted from all refunds.

      NEW YORK

      Section 196b of New York General Business Law requires an automobile dealer to provide a warranty covering certain classes of used motor vehicles as follows:
      Used vehicles with 36,000 miles or less at the time of sale
        Provides Coverage for 90 days or 4,000 miles, whichever occurs first.
      Used vehicles with more than 36,000 miles but less than 80,000 miles at the time of sale
        Provides Coverage for 60 days or 3,000 miles, whichever occurs first.
      Used vehicles with 80,000 miles or more but no more than 100,000 miles at the time of sale
        Provides Coverage for 30 days or 1,000 miles, whichever occurs first.
      The vehicle You have purchased may be covered by this law. If so, the following is added to this Contract: In addition to the dealer warranty required by this law, You have elected to purchase this Contract, which may provide You with additional protection during the dealer warranty period and provides protection after the dealer warranty has expired. You have been charged separately only for this Contract. The required dealer warranty is provided free of charge. Furthermore, the definitions, Coverages and exclusions stated in this Contract apply only to this Contract and are not the terms of the required dealer warranty.
      ROAD CLUB MEMBERSHIP SERVICES - Legal Defense Expense Reimbursement is not available by law to residents of New York. Road Hazard Tire is not available.

      NORTH CAROLINA

      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION -Item c. is deleted and replaced with the following:
      1. If this Contract is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Contract charge paid. If this Contract is cancelled after the first sixty (60) days or a claim has been filed, We will refund an amount of the Contract charge according to the pro–rata method reflecting the greater of the days in force or the miles driven based on the term of the plan selected and the date Coverage begins, less an administration fee of $25 or 10% of the pro–rata refund amount, whichever is less. In the event of cancellation, the lienholder, if any, will be named on a cancellation refund check as their interest may appear. The total amount of all authorized claims will be deducted from all refunds.

      OKLAHOMA

      Disclosure Statement: This service warranty is not issued by the manufacturer or wholesale company marketing this product. This warranty will not be honored by such manufacturer or wholesale company.
      CANCELLATION OF VEHICLOE SERVICE CONTRACT Section - Item c is deleted and replaced with the following:
      1. If this Contract is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Contract charge paid. If this Contract is cancelled after the first sixty (60) days or a claim has been filed, We will refund an amount of the Contract charge according to the pro-rata method reflecting the greater of the days in force or the miles driven based on the term of the plan selected and the date Coverage begins. An administration fee of 10% of the pro-rata refund amount will be applied if this Contract is cancelled by You. In the event of cancellation, the lienholder, if any, will be named on a cancellation refund check as their interest may appear. The total amount of all authorized claims will be deducted from all refunds.
      Road Club Membership Services are provided by Brickell Financial Services Motor Club, Inc. dba Road America Motor Club with additional offices at First National Building, #735, 120 North Robinson, Oklahoma City, Oklahoma 73012, County of Oklahoma.

      RHODE ISLAND

      Section 31-5.4 of Rhode Island General Business Law requires an automobile dealer to provide a warranty covering certain classes of used motor vehicles as follows:
      Used vehicles with 36,000 miles or less at the time of sale
        Provides Coverage for 90 days or 4,000 miles, whichever occurs first.
      Used vehicles with more than 36,000 miles but less than 100,000 miles at the time of sale
        Provides Coverage for 30 days or 1,000 miles, whichever occurs first.
      The vehicle You have purchased may be covered by this law. If so, the following is added to this Contract: In addition to the dealer warranty required by this law, You have elected to purchase this Contract, which may provide You with additional protection during the dealer warranty period and provides protection after the dealer warranty has expired. You have been charged separately only for this Contract. The required dealer warranty is provided free of charge. Furthermore, the definitions, Coverages and exclusions stated in this Contract apply only to this Contract and are not the terms of the required dealer warranty.

      SOUTH CAROLINA

      If You have any questions regarding this Contract, or a complaint against the Obligor, You may contact the South Carolina Department of Insurance at 300 Arbor Lake Drive, Columbia, South Carolina 29223, (803) 737-6180.
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION - Item b. is amended by adding the following:
      1. If We cancel this Contract We shall mail a written notice to You at the last known address held by Us at least 15 days prior to cancellation, providing You with notice of cancellation date and the reason for cancellation. However, prior notice is not required if the reason for cancellation is non-payment of the provider fee, a material misrepresentation by the Service Contract holder to the provider, or a substantial breach of duties by the Service Contract holder to the provider, or a substantial breach of duties by the Service Contract holder relating to the covered product or its use.
      Items c. is deleted and replaced with the following:
      1. If this Contract is cancelled within the first sixty (60) days and no claims have been filed, We will refund the entire Contract charge paid. If this Contract is cancelled after the first sixty (60) days or a claim has been filed, We will refund an amount of the Contract charge according to the pro-rata method reflecting the greater of the days in force or the miles driven based on the term/miles selected and the date Coverage begins, less a twenty-five ($25.00) dollar administrative fee. In the event of cancellation, the lienholder, if any, will be named on a cancellation refund check as their interest may appear. A ten percent penalty per month shall be added to a refund that is not paid or credited within 45 days after return of the Service Contract to the provider. The total amount of all authorized claims will be deducted from all refunds.

      TEXAS

      If You have any questions regarding the regulation of the Service Contract provider or a complaint against the Obligor, You may contact the Texas Department of Licensing & Regulation, 920 Colorado, P.O. Box 12157, Austin, Texas 78711, (800) 803-9202.
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION- Item b. is amended by adding the following:
      1. If We cancel this Contract We shall mail a written notice to You at the last known address held by Us before the fifth day proceeding the effective date of cancellation. The notice will state the effective date and the reason for the cancellation. However, prior notice is not required if the reason for cancellation is nonpayment of the provider fee, a material misrepresentation by the Service Contract holder to the provider, or a substantial breach of duties by the Service Contract holder relating to the covered product or its use.
      Item c. is amended by adding the following:
      1. If a Service Contract is cancelled under this section and the provider does not pay the refund or credit the Service Contract holder's account before the 46th day after the date of the return of the Service Contract to the provider, the provider is liable to the Contract holder for a penalty in an amount not to exceed 10 percent of the amount outstanding per month.
      ROAD CLUB MEMBERSHIP SERVICES – Road Hazard Tire is not available.

      UTAH

      Note: Coverage afforded under this Contract is not guaranteed by the Property and Casualty Guarantee Association.
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION- Item b. is deleted and replaced with the following:
      1. We may cancel this Contract for the following reasons by sending to You notice of cancellation and the reason for cancellation, via first class mail, to your last known address:
        1. We may cancel this Contract for non-payment of the Contract charge. Such cancellation will be effective 10 days after mailing of notice.
        2. We may cancel this Contract for misrepresentation of a claim. Such cancellation will be effective 30 days after mailing of notice.

      WASHINGTON

      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION - Items a. and b. are deleted and replaced with the following:
      1. You may cancel this Contract by returning it to the Administrator. An odometer statement indicating the odometer reading at the date of the request will be required. A ten percent (10%) penalty will be added to any refund that is not paid within 30 days of return of the Contract to the Administrator.
      2. We may cancel this Contract for non-payment of the Contract Charge, or for misrepresentation in obtaining this Contract or in the submission of a claim. If cancelled, written notice of cancellation, including the actual reason for the cancellation, will be mailed to the last mailing address known to the Administrator at least:
        1. 10 days before the effective date of cancellation if cancelled for non-payment of the Contract charge.
        2. 45 days before the effective date of cancellation if cancelled for any other reason.
        3. If You cancel this Contract within the first sixty (60) days and no claims have been filed, We will refund the entire Contract charge paid. If You cancel this Contract after the first sixty (60) days or a claim has been filed, We will refund an amount of the Contract charge according to the pro-rata method reflecting the greater of the days in force or the miles driven based on the term/miles selected and the date Coverage begins, less a twenty five ($25.00) dollar administrative fee. In the event of cancellation, the lienholder, if any, will be named on a cancellation refund check as their interest may appear.
      ROAD CLUB MEMBERSHIP SERVICES – Road Hazard Tire is not available.

      ALABAMA

      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION - the following is added to Item d.:
      No administration fee will be charged if We cancel Your Contract.

      MISSISSIPPI
      Road Club Membership Services are provided by Brickell Financial Services Motor Club, Inc. with additional offices at 631 Lakeland East Drive, Flowood, Mississippi 39208.

      MONTANA
      Road Club Membership Services are provided by Brickell Financial Services Motor Club, Inc. dba Road America Motor Club with additional offices at 40 West Lawrence, Helena, Montaana 59601.

      NEBRASKA
      CANCELLATION OF VEHICLE SERVICE CONTRACT SECTION - Item b.is amenda by adding the following:
      b.   If We cancel this Contract, We will give You sixty (60) days notification, except for non-payment, which will be ten (10) days notification.

      NEW MEXICO
      Road Club Membership Services are provided by Brickell Financial Services Motor Club, Inc. dba Road America Motor Club with additional offices at 123 East Marcy, Santa Fe, New Mexico 87501, (phone 505-983-9122). In the event that 24-hour roadside assistance service is unobtainable by Road America, You will receive a refund of the payments made by You according to the Coverage limits outlined by Road Club Membership Services. You must first contact Road America for authorization to obtain independent services. .

      WYOMING
      Road Club Membership Services are provided by Brickell Financial Services Motor Club, Inc. dba Road America Motor Club with additional offices at 1720 Carey Avenue, Cheyenne, Wyoming 82001. In the event that 24-hour roadside assistance service is unobtainable by Road America, You will receive a refund of the payments made by You according to the Coverage limits outlined by Road Club Membership Services. You must first contact Road America for authorization to obtain independent services.

    Form # G250901VIKING0901



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